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Guides

Denver Home Buying Checklist

A practical, in-order checklist from first conversation to closing day.

Review your finances

Income, debts, credit and cash available for down payment and reserves.

Get preapproved

See our preapproval vs. prequalification guide for what this actually involves.

Choose your neighborhoods

Compare a few Denver neighborhoods against your budget, commute and lifestyle priorities.

Tour homes and make an offer

Work with your agent to evaluate condition, comps and negotiation strategy.

Schedule inspection and appraisal

Address any inspection findings and confirm the appraisal supports your offer price.

Clear underwriting conditions

Respond quickly to any documentation requests to avoid closing delays.

Final walkthrough and closing

Confirm the property's condition, review your closing disclosure, and sign.

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